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Car maintenance and repair services showing mechanics servicing vehicles and essential automotive partsDiscover practical ways to reduce repair bills, improve vehicle reliability, and extend your car’s lifespan with smarter maintenance.

A car’s purchase price tells only part of the ownership story. Two vehicles may cost a similar amount at the dealership, yet one could require significantly more money for routine servicing, replacement parts and unexpected repairs over the next five to ten years.

That difference often comes down to engineering choices, parts availability, labor rates, vehicle complexity and long-term reliability. Luxury brands such as BMW, Mercedes-Benz, Porsche and Land Rover can be expensive to maintain, while mainstream brands such as Honda and Toyota often have lower average repair costs. However, these are broad patterns, not guarantees for every model.

Recent U.S. repair-cost data highlights the gap. RepairPal’s 2026 brand ratings list average annual repair and maintenance costs of $428 for Honda and $441 for Toyota, compared with $968 for BMW, $987 for Audi and $1,192 for Porsche. These figures cover average repair and maintenance expenses across vehicles in the dataset; they are not a prediction of what every owner will pay.

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For car buyers, the important question is not simply which brand is cheapest. It is why costs differ, how those differences accumulate over time, and what buyers can do to avoid an unexpectedly expensive ownership experience.

Car Maintenance Costs by Brand: What the Latest Data Shows

RepairPal evaluates vehicle reliability using three important factors: average repair costs, how frequently vehicles require unscheduled visits to repair shops, and the likelihood of severe repairs. Its 2026 ratings place Honda at the top of its brand reliability ranking, followed by Acura, Kia, Hyundai and Mazda.

The average annual repair cost across all cars in RepairPal’s dataset is $652. Several mainstream brands fall below that figure, while many European luxury brands cost substantially more.

Average Annual Repair and Maintenance Costs by Brand

The following figures are RepairPal’s reported brand averages, as listed in its 2026 ratings and brand pages.

Car brandAverage annual cost
Honda$428
Toyota$441
Mazda$462
Hyundai$468
Kia$474
Nissan$500
Acura$501
Lexus$551
Mercedes-Benz$908
BMW$968
Audi$987
Land Rover$1,174
Porsche$1,192

Source: RepairPal’s car reliability ratings and its brand-specific cost estimates.

These numbers show a substantial difference between some brands. Porsche’s reported annual average is nearly three times Honda’s, for example. Over several years, that gap can become a significant part of the total cost of owning a vehicle.

However, these figures should be interpreted carefully. They are averages across vehicles, not fixed annual service bills. The actual cost for a particular owner depends on the model, model year, mileage, location, driving habits, warranty coverage and repairs needed.

RepairPal’s reliability methodology uses data from vehicles in the 2010–2019 model-year range, so its ratings should not be treated as a direct forecast for every brand-new 2026 or 2027 model.

1. Luxury Car Parts Often Cost More

One of the biggest reasons some brands cost more to maintain is the price of replacement parts.

A mainstream sedan may use widely available filters, brake components, suspension parts and other service items. A high-performance luxury vehicle can require more specialised components designed for a particular engine, transmission, chassis or electronic system.

The difference becomes especially important when parts are uncommon, imported or manufactured in relatively small quantities.

Luxury and performance vehicles may use:

  • Larger or specialised brake systems

  • Adaptive suspension components

  • Performance tyres with specific specifications

  • Complex engine and transmission assemblies

  • Advanced lighting systems

  • Brand-specific electronic modules

  • Specialised cooling and lubrication components

Not every luxury car has all these features, and not every replacement part is expensive. The point is that specialised equipment can increase the cost of particular repairs.

For example, replacing a standard brake pad set on an everyday commuter car may cost substantially less than servicing the high-performance braking system of an expensive sports car. The difference can involve both the price of the parts and the labor required to install and calibrate them.

Parts availability also matters. If a component must be ordered from overseas or sourced through a limited distribution network, the owner may face higher costs and a longer wait.

2. Labor Rates Can Make the Same Repair More Expensive

Repair costs are not determined by parts alone. Labor can account for a substantial portion of a service bill.

A repair that takes two hours at one workshop may cost considerably more at another workshop with higher hourly rates. The difference can be especially noticeable when a vehicle requires specialist equipment, brand-specific diagnostic software or technicians trained on a particular system.

Luxury-brand dealerships may charge premium labor rates because of their facilities, equipment, training requirements and business costs. Independent garages may offer lower rates, but the savings depend on the repair, the technician’s expertise and the availability of suitable parts.

Some modern vehicles also require extra work before a technician can reach a component. Removing underbody panels, dismantling surrounding assemblies, recalibrating sensors or completing software procedures can add time to a job.

Before buying a car, owners should compare local service prices rather than relying only on national brand averages. A vehicle that is affordable to maintain in one city may cost more in an area with fewer qualified repair shops.

3. Advanced Technology Adds Complexity

Modern vehicles increasingly combine mechanical systems with software, sensors, cameras, electronic controls and connected features.

These technologies can improve safety, comfort and performance, but they may also increase repair complexity.

Advanced driver-assistance systems, for example, may use cameras and radar sensors to support features such as automatic emergency braking and adaptive cruise control. After certain repairs or a windscreen replacement, some vehicles require sensor calibration.

Likewise, an electronic suspension system may provide a more comfortable ride and better handling than a conventional setup. If a specialised component fails, however, the replacement cost can be higher.

Infotainment systems, digital instrument clusters, powered seats and electronically controlled tailgates can also introduce additional components that may eventually need attention.

The key distinction is that more technology does not automatically mean more breakdowns. The cost depends on the system’s design, reliability, repairability and the price of replacement components.

A well-engineered vehicle with advanced features can still be reliable. A simpler vehicle can also develop expensive problems if a major component fails.

4. Reliability Matters, but It Is Not the Whole Story

It is easy to assume that a car with high repair bills must be unreliable. That is not always true.

RepairPal specifically notes that higher average repair costs do not necessarily mean a vehicle is less reliable. A vehicle may visit the workshop relatively infrequently but still generate expensive bills when something goes wrong.

Consider two hypothetical vehicles.

The first needs several relatively inexpensive repairs during the year. The second has very few problems but requires a costly repair when a specialised component fails. Depending on the severity and price of those repairs, the second vehicle could have a higher annual bill despite spending less time in the workshop.

That is why it is useful to separate three questions:

  • How often does the car need repairs?

  • How expensive are typical repairs?

  • How likely is it to experience a major repair?

RepairPal’s methodology considers cost, frequency and severity together. Buyers should also examine model-specific reliability information rather than assuming that every vehicle from a particular brand performs identically.

A brand’s reputation can be a helpful starting point, but the exact engine, transmission, model year and maintenance history often matter more to an individual purchase decision.

5. Luxury Features Can Increase Long-Term Ownership Costs

Many premium vehicles offer features that are less common in entry-level cars. These can improve performance, comfort and convenience, but some require more expensive servicing or replacement.

Examples include air suspension, active anti-roll systems, complex all-wheel-drive systems, high-output engines and advanced cooling arrangements.

Air suspension illustrates the trade-off. It can adjust ride height and deliver a comfortable driving experience, but its air springs, compressors, valves and control systems add components that conventional suspension systems do not have.

Performance engines may also have more demanding maintenance requirements. Depending on the design, they may require particular lubricants, specialised spark plugs, more frequent fluid checks or additional cooling-system attention.

This does not mean buyers should avoid premium features. Instead, they should understand what those features cost to maintain and whether the benefits justify the expense.

A useful question to ask before buying is: If this feature fails after the warranty expires, how much could it cost to repair?

6. Vehicle Age and Mileage Change the Equation

Maintenance costs generally rise as vehicles age, although the timing and size of the increase vary.

During the first few years, many new vehicles need relatively limited routine servicing, and warranty coverage may protect owners from certain manufacturing defects. As mileage increases, wear items and age-related components may require replacement.

Common expenses include tyres, brake components, batteries, suspension parts, fluids and filters. Depending on the vehicle, higher-mileage ownership can also bring more expensive work involving cooling systems, transmissions, engine components and electronics.

Consumer Reports’ December 2025 analysis of its annual auto surveys found that maintenance and repair expenses rise as vehicles age. Its ten-year brand comparison placed Buick and Lincoln among the least expensive brands to maintain, while several European luxury brands—including Audi, BMW, Land Rover, Mercedes-Benz, Porsche and Volvo—were among the more expensive.

Read the Consumer Reports analysis of long-term car maintenance costs.

This is an important reminder that a car’s purchase price is only the beginning. The cost of maintaining it after the warranty expires can influence the total amount an owner spends over a decade.

A used luxury car may look like a bargain because its resale price has fallen sharply. But depreciation does not necessarily reduce the cost of its replacement parts, specialised labor or major repairs.

7. Parts Availability and Repair-Shop Access Matter

A brand with a large owner base and a broad service network may be easier and less expensive to maintain in some markets.

Popular models often have widely available consumables and aftermarket replacement parts. Independent garages may also have more experience with common engines and transmissions.

By contrast, a less common model may require parts that are difficult to source. Specialised diagnostic tools or limited technician availability can further increase costs.

This factor is especially important for buyers considering rare sports cars, imported vehicles or brands with a limited local dealer network.

Before purchasing, check whether local workshops can service the vehicle, whether replacement parts are readily available, and whether common repairs require dealership-only procedures.

A lower-priced vehicle is not necessarily cheaper to maintain if parts take weeks to arrive or specialist repairs require travel to another city.

8. Why Electric Vehicles Have a Different Maintenance Profile

Electric vehicles have fewer moving parts in their propulsion systems than conventional gasoline vehicles. They do not require engine oil changes, and many do not use conventional multi-speed transmissions.

That can reduce certain routine service requirements. However, EV ownership costs still depend on the vehicle’s purchase price, depreciation, tyres, insurance, repairs and battery-related systems.

High vehicle weight and strong acceleration can affect tyre wear, although the results vary with tyre choice, alignment and driving style. Electric vehicles also have cooling systems, suspension components, brakes, software and electronic equipment that may need attention.

AAA’s September 2026 Your Driving Costs study estimated the average annual cost of owning and operating a new vehicle at $12,863. The study also found that electric vehicles had lower charging costs than gasoline vehicles in the categories compared, but higher depreciation and finance costs could outweigh those savings for some models.

For example, AAA reported that medium-sedan EVs in its comparison cost 29.1% more annually to own than comparable gasoline models, largely because of depreciation, fees and finance costs. Hybrids were the lower-cost alternative in several of the categories studied.

These findings cover total ownership costs, not just maintenance. They demonstrate why buyers should avoid assuming that a vehicle with fewer routine service requirements will automatically be the cheapest to own.

See AAA’s 2026 vehicle ownership cost analysis.

9. Scheduled Maintenance Is Different From Unexpected Repairs

When comparing brands, it is important to distinguish routine maintenance from unscheduled repairs.

Scheduled maintenance includes work specified in the manufacturer’s service schedule, such as oil and filter changes, inspections, fluid replacement and other mileage-based services.

Unexpected repairs address failures or faults that occur outside the normal service schedule. These may include a failed sensor, an electrical problem, a damaged suspension component or a major mechanical fault.

Some published cost estimates combine routine maintenance and unscheduled repairs, while others focus on particular categories of ownership expenses. That is why figures from different organisations should not be compared as if they were measured in exactly the same way.

Before buying, obtain the manufacturer’s maintenance schedule and ask a local workshop for estimates of the major services expected during the first five years.

Also ask about common repairs for the specific model and engine you are considering. A clear estimate of scheduled work, combined with a realistic emergency repair reserve, can make the ownership budget more useful.

10. How to Choose a Car That Is Cheaper to Maintain

You do not have to choose the least expensive brand to manage long-term costs. A better strategy is to evaluate the complete ownership picture before committing.

Compare the exact models, not just the brands

A brand may offer both affordable commuter cars and expensive performance vehicles. Their maintenance requirements can differ considerably.

Compare the specific model, engine, transmission and model year. Review reliability information and look for recurring repair issues that could affect the vehicle you want.

Check service schedules and estimated costs

Ask the dealer or manufacturer for the maintenance schedule. Contact local garages for estimates of routine servicing and common repairs.

For used cars, ask for service records and arrange an independent inspection before purchasing.

Research replacement parts

Check the availability and cost of tyres, brakes, filters, batteries, suspension components and other parts likely to need replacement during ownership.

If a vehicle has specialised equipment, ask how much a typical repair could cost after the warranty expires.

Check warranty coverage

Understand what the manufacturer’s warranty covers, how long it lasts and what exclusions apply. Extended warranties also have limitations, so read the contract rather than assuming all repairs will be covered.

Budget for the long term

Look beyond the monthly loan payment. Include servicing, repairs, tyres, insurance, fuel or charging, registration, depreciation and financing costs.

AAA’s driving-cost research illustrates why a whole-ownership calculation is more useful than comparing fuel economy or purchase prices alone.

Maintain the vehicle correctly

Follow the manufacturer’s maintenance schedule, address warning signs early, maintain correct tyre pressure and keep service records.

Regular maintenance cannot prevent every failure, but neglect can turn small problems into larger and more expensive repairs.

Frequently Asked Questions

Which car brands are the cheapest to maintain?

RepairPal’s 2026 brand ratings list Honda at an average annual repair cost of $428, Toyota at $441, Mazda at $462, Hyundai at $468 and Kia at $474. These are dataset averages, not guaranteed costs for every vehicle or owner.

Why are BMW, Mercedes-Benz and Audi expensive to maintain?

Their costs can reflect specialised components, premium labor rates, complex engines and electronics, and the price of certain replacement parts. However, costs vary substantially by model, age, mileage and repair history.

Does a more expensive car always cost more to maintain?

No. Purchase price and maintenance cost are different measures. Some premium vehicles can be relatively dependable, while a lower-priced vehicle can develop expensive problems. Compare the exact model and its expected service requirements.

Are luxury cars worth buying used?

They can be, but buyers should account for the cost of repairs after warranty coverage ends. A low purchase price does not necessarily mean low ownership costs. A pre-purchase inspection, service-history review and repair-cost estimate are particularly important.

Are electric cars cheaper to maintain than gasoline cars?

EVs eliminate some conventional maintenance tasks, including engine oil changes, but they still require tyre, brake, suspension and other servicing. Battery-related repairs, depreciation, insurance and parts availability can affect total costs. The answer depends on the specific vehicle and how it is used.

How much should I budget for car maintenance each year?

There is no single figure that suits every vehicle. RepairPal’s $652 annual average covers repair and maintenance expenses in its dataset, but your actual budget should reflect your car’s age, mileage, service schedule and local repair prices. Older luxury vehicles may require a larger reserve than a newer mainstream car.

The Bottom Line

Some car brands cost more to maintain because they use specialised parts, require more expensive labor, incorporate complex technology or have different patterns of repair frequency and severity. Vehicle age, mileage, local parts availability and warranty coverage can make an equally important difference.

RepairPal’s 2026 figures illustrate the variation, with average annual repair costs ranging from $428 for Honda to $1,192 for Porsche among the brands highlighted here. Consumer Reports’ long-term analysis also shows why it is worth considering maintenance and repair expenses over many years rather than focusing only on the first service bill.

The smartest car purchase is not necessarily the one with the lowest sticker price or the most prestigious badge. It is the vehicle whose reliability, servicing needs and long-term costs fit your budget and driving requirements.

Before buying, compare model-specific repair estimates, check local parts availability, review the maintenance schedule and plan for expenses beyond the warranty period. A little research before purchase can help prevent expensive surprises later.

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